
ARCx is a capital-efficient & decentralized credit market on the Polygon network.
What is ARCx?
ARCx is a Polygon network-based decentralized credit market offering dynamic maximum-LTV loans on ETH collateral based on a borrower's DeFi Credit Score. The DeFi Credit Score assesses credit risk for individual wallet addresses based on previous on-chain borrowing activities. Borrowers that use ARCx Credit will build their DeFi Credit Score and gradually unlock higher capital efficiency on their crypto-collateralized loans.