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What is Huma Finance?
Huma Finance is the first PayFi network using blockchain and stablecoins to enable real-time payments and immediate liquidity. PayFi is expanding the reach of real-world assets and enhancing everyday payments. It helps to make fast cross-border payments and create digital-asset backed corporate cards, enables real-world asset settlements instantly on-chain, empowers dePIN with innovative financing solutions.
This network consists of two parts: Huma protocol and Huma platform. Huma protocol has a modular architecture and provides the core financing infrastructure, allowing LPs to deposit and withdraw funds, while borrowers can access credit and repay loans. Huma platform is the suite of killer apps. One of the key features of Huma Finance is an advanced AI-driven risk management.